Updated monthly. Last updated: October 6, 2026. Data for August 2026, the most recent month with a published report.
What changed this month: in August 2026, the median single-family home sold for $650,000 in both Broward and Palm Beach (+4.0% and +3.2% over 12 months), and the inventory of homes for sale fell more than 20% year over year, according to MIAMI REALTORS. Condo prices rose too, but sales fell. And the 30-year mortgage rate climbed to 7.28% in the week of October 1, the highest of the last five weeks published, while the dollar fell to R$ 4.9698.
This month's numbers
| Metric | Value | Year-over-year change | Source |
|---|---|---|---|
| Broward, median single-family home | $650,000 (about R$ 3.23 million) | +4.0% | MIAMI REALTORS, Aug 2026 |
| Broward, median condo | $257,500 (about R$ 1.28 million) | +4.0% | MIAMI REALTORS, Aug 2026 |
| Palm Beach, median single-family home | $650,000 (about R$ 3.23 million) | +3.2% | MIAMI REALTORS, Aug 2026 |
| Palm Beach, median condo | $300,000 (about R$ 1.49 million) | +5.3% | MIAMI REALTORS, Aug 2026 |
| Florida, median single-family home | $415,000 | +1.2% | Florida Realtors, Aug 2026 |
| Home inventory, Broward | 4,252 active listings (4.1 months' supply) | -22.5% (5.7 months in Aug 2025) | MIAMI REALTORS, Aug 2026 |
| Home inventory, Palm Beach | 4,345 active listings (3.5 months' supply) | -23.8% (5.2 months in Aug 2025) | MIAMI REALTORS, Aug 2026 |
| Days to contract, single-family homes | 40 days in both Broward and Palm Beach | 47 and 46 days in Aug 2025 | MIAMI REALTORS, Aug 2026 |
| Single-family home sales, Broward | 1,016 | +0.1% | MIAMI REALTORS, Aug 2026 |
| 30-year fixed mortgage rate | 7.28% | 6.34% on Oct 2, 2025 | Freddie Mac PMMS, week of Oct 1, 2026 |
| US dollar in Brazilian reais (PTAX selling rate) | R$ 4.9698 | R$ 5.3226 on Oct 6, 2025 (-6.6%) | Central Bank of Brazil, Oct 6, 2026 |
The amounts in reais are our conversion of the dollar price at the PTAX rate of October 6, 2026. The median price is the one in the middle: half of the sales were more expensive and half were cheaper.
Single-family homes vs. condos
Single-family homes are the tighter market. With 4.1 months' supply in Broward and 3.5 in Palm Beach, homes go under contract in about 40 days (MIAMI REALTORS, Aug 2026). As a common rule of thumb in the industry, something close to 6 months' supply signals a balance between buyers and sellers, so these numbers point to a market that leans toward sellers.
Condos and townhouses are a different story. There are 9.9 months' supply in Broward and 6.7 in Palm Beach, sales fell (-9.3% in Broward and -6.7% in Palm Beach over 12 months), and a property takes 73 and 69 days to go under contract. Buyers have more time to negotiate, but they need to look at the association fees, the building's reserves and the inspections the law requires for older buildings. See the ongoing costs in how much a house in Florida costs.
Mortgage rates
The average 30-year fixed mortgage rate in the US was 7.28% in the week of October 1, 2026, compared with 7.03% the week before and 6.34% a year earlier (Freddie Mac). On a $400,000 loan, every extra percentage point makes a big difference to the monthly payment: run the numbers with the mortgage calculator. The rate you get depends on your profile and the lender's review, always subject to approval. The Freddie Mac index is a national average, not an offer.
Exchange rate: what it means for buyers from Brazil
The PTAX selling rate on October 6, 2026 was R$ 4.9698, versus R$ 5.3226 on October 6, 2025. The real is stronger: the same $650,000 house costs about R$ 3.23 million today, and would have cost about R$ 3.46 million at the rate a year ago (our calculation). In just the five rates from October 1 to 6, 2026, the PTAX ranged from R$ 5.2079 to R$ 4.9698, so the exchange rate changes from one day to the next.
Keep in mind that the PTAX is a reference rate. In practice you pay your bank's or broker's rate, with a spread, plus IOF (Brazil's tax on foreign exchange) on the transfer. See the rules in buying Florida real estate as a foreign national. For income taxes in Brazil and the US, talk to an accountant.
What to watch next month
- The Florida Realtors September report, expected in the second half of October: whether home inventory keeps falling at August's pace.
- Freddie Mac rates, every Thursday: whether 7.28% holds or comes down.
- Months' supply for condos: whether it stays close to 10 months in Broward.
- The PTAX, on the Central Bank of Brazil's website, on the day you lock in your transfer.
To see the areas we serve, open the areas page. Want help reading these numbers for your situation? Message Rui on WhatsApp or use the contact page.
FAQ
How much does a house cost in Broward and Palm Beach in 2026?
In August 2026, the median single-family home cost $650,000 in both counties, about R$ 3.23 million at the PTAX rate of October 6, 2026 (MIAMI REALTORS). Condos cost $257,500 in Broward and $300,000 in Palm Beach.
Is it a good time to buy in Florida?
The numbers show rising home prices, low inventory and rates at 7.28%. Condos have more supply and more room to negotiate. Whether it's a good time for you depends on your budget, your timeline and your credit profile, and we don't predict where prices are headed.
Is 7.28% the rate I'll pay?
Not necessarily. It's Freddie Mac's national average for 30-year mortgages in the week of October 1, 2026. Your rate depends on the lender, your profile and your down payment, subject to approval.
How does the dollar affect the price of a property for someone living in Brazil?
The property is priced in dollars, so when the dollar falls, the price in reais falls. The PTAX went from R$ 5.3226 to R$ 4.9698 in one year. When you send the money, your bank applies its own exchange rate, and there's also IOF.
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