Boca Raton homes for sale run from affordable condos in 55+ communities to country-club homes and Intracoastal properties well into the millions. It's the only city on our list in Palm Beach County, which affects taxes and school district. Rui Cunha's office in Deerfield Beach is right next door, so Boca is part of his regular territory.
What it's like to live in Boca Raton
Boca Raton sits just north of Deerfield Beach, at the southern end of Palm Beach County. DataUSA puts its population at about 100,234 in 2024 (DataUSA). The city is known for its beaches, golf and country-club communities, Florida Atlantic University (FAU), shopping and Intracoastal living (Koolik).
Neighborhoods and communities
- Century Village at Boca Raton. A 55+ community of about 7,500 homes, with prices generally from the low $100Ks to the $400Ks (55places).
- Boca Dunes, Boca Greens, Boca Teeca and Boca Inlet. Established communities with their own mix of homes and price points (Momentum).
- Country-club and golf communities. Boca has many gated golf and country-club enclaves. Membership rules and fees vary a lot, so ask for them early (Koolik).
Boca Raton market snapshot
Boca is really several markets in one. According to Koolik's August 2026 report, the Palm Beach County single-family median was about $700,000, up about 12% from a year earlier (Koolik). At the high end, one brokerage's 2026 luxury report put Boca's luxury single-family median at about $2.19 million and luxury attached homes at about $850,000 (Premier Estate Properties). Miller Samuel's Q4 2025 report showed single-family prices rising slightly while condo prices dipped (Miller Samuel).
These sources measure different things, and none of them describes "the typical Boca home." Prices vary widely between a 55+ condo and a house in a gated community, so ask Rui for a current comparison of recent sales for what you're actually considering.
Practical notes: condos, insurance, flood and taxes
Older condos. Many Boca condo buildings are over 30 years old and face reserve-study costs. Florida's 2022 condo safety law requires milestone inspections for buildings of three or more stories and fully funded structural reserves (Rimkus). Special assessments from $10,000 to over $100,000 have been reported in older communities (24-7 Press Release). Ask for the reserve study, budget and assessment history before you offer.
Flood and insurance. Coastal and Intracoastal areas carry more flood exposure, and FEMA's newer pricing raised premiums most in coastal Palm Beach and Broward (WLRN). Citizens policyholders must carry flood coverage as that requirement phases in through 2027 (News4JAX).
Taxes. Palm Beach County's total millage rate was slightly lower than Broward's in 2025, according to one broker summary (Momentum), but actual bills depend on the city and special districts. Owners who make the home their primary residence may qualify for the homestead exemption, which also caps yearly increases in assessed value (Palm Beach County). Ask a CPA how this applies to you.
Schools
Boca Raton is served by the School District of Palm Beach County, not Broward. Spanish River Community High School is at 5100 Jog Road (Wikipedia). Check current school grades with the Florida Department of Education and confirm which schools serve any address you're considering.
Getting around
Boca borders Deerfield Beach to the south, so many people live in one and work or shop in the other. Commute times change a lot with traffic, so drive your route at rush hour before choosing a neighborhood.
Working with Rui in Boca Raton
Rui has worked in South Florida real estate since 2003, as a mortgage broker, a broker and a licensed General Contractor, so he can read a condo budget or an inspection report with a practical eye. He can help you buy a home, explain an ITIN mortgage or sell your home. Run the numbers with our mortgage calculator, and compare Boca with Deerfield Beach and Coconut Creek.
FAQ
How much does a home cost in Boca Raton?
It depends on the type. Palm Beach County's single-family median was about $700,000 in Koolik's August 2026 report, while 55+ condos can sell in the low $100Ks and luxury homes in the millions. Ask for recent sales in the community you like.
Is Boca Raton in Broward or Palm Beach County?
Palm Beach County. That means a different school district, property appraiser and tax rates than the Broward cities nearby, such as Deerfield Beach.
What should I check before buying a Boca Raton condo?
Ask for the reserve study, the current budget, the inspection status and the history of special assessments. Older buildings may need costly repairs, and owners pay for them.
Can I get a mortgage in Boca Raton without a Social Security number?
Many buyers use an ITIN mortgage, subject to lender approval. See our ITIN mortgage guide or contact Rui.
Talk to Rui
Comparing homes in Boca Raton? Ask Rui for a current look at recent sales in the communities you like.